As a seasoned credit professional, you will play a crucial role in helping businesses and financial institutions grow with confidence. Our team of experts provides best-in-class payment technology and software solutions to merchants, sales representatives, and underwriters, enabling them to achieve timely adjudication of applications and limit loss.
The successful candidate will be responsible for :
- Calculating and approving risk within established credit policy limits.
- Understanding the risks associated with the payment processing industry.
- Verifying merchant application information is accurate and consistent.
- Demonstrating advanced proficiency in all underwriting processes and policies.
- Working closely with sales management to resolve questions and pending deal resolution.
- Independently underwriting new applications within senior underwriter approval authority.
- Applying in-depth credit knowledge and judgment to complete complex credit decisions.
- Performing advanced analysis of credit reports, financials, tax returns, and other similar documentation.
To be considered for this role, you must have :
A bachelor's degree in finance or accounting or a combination of related degrees and experience.Typically minimum 4 years of relevant experience in credit, risk, or equivalent experience.In-depth knowledge of credit operations, industry standards, corporate policy, and operational practices.Strong business and consumer credit exposure analysis skills.Ability to read, review, analyze personal and business financial statements, interpret credit bureau reports, analyze trade experience, tax documents, and utilize external financial resources.This is an excellent opportunity for a motivated and experienced professional to join our team and contribute to our success. The ideal candidate will be able to work independently and as part of a team, and will have a strong understanding of the payment processing industry and its challenges.
Benefits include a competitive salary, hybrid working scheme, and opportunities for career growth and development. We are looking for someone who is passionate about delivering exceptional results and contributing to our company's continued success.