Credit Analyst

Overview :

The Credit and Collections Analyst plays a vital role in supporting the Credit Department by ensuring timely and accurate financial analysis, credit risk assessment, collections management, and order release decision-making. This role is key to maintaining strong customer relationships, minimizing credit risk, and supporting business growth through informed credit practices.

Key Responsibilities :

• Analyze and spread financial statements for new and existing customers to support credit limit decisions in alignment with sales objectives.
• Maintain comprehensive and audit-compliant credit files, including documentation required for trade credit insurance claims.
• Collect, organize, and review supporting documents for credit evaluations, maintaining clear communication with internal stakeholders.
• Conduct both quantitative and qualitative credit risk assessments, including credit report reviews and, when necessary, customer site visits.
• Investigate and resolve past-due accounts by analyzing payment trends and collaborating with Sales and Credit Managers.
• Support daily order release processes using sound judgment to balance risk management with customer service requirements.
• Generate timely accounts receivable reports, aging summaries, bad debt provisions, and other key management reports.
• Administer trade credit insurance processes, including internal claim preparation and policy compliance.
• Build and maintain strong working relationships with cross-functional teams and external partners.
• Represent the company in a professional manner in all external communications.

Qualifications :