Senior Software Engineer

About PayJoy

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

This role

The Senior software engineer is responsible for design, implementation and update software tools and manages APIs from third-party vendors for different products or teams to enhance the organization's performance in various areas.

Responsibilities

• Develop and maintain systems. Write clean, scalable, and efficient code to ensure robust and high-performance backend systems.
• Implement and manage API connections from third-party vendors to enable seamless communication and enhance functionality.
• Implement Test-Driven Development and execute unit and integration tests to maintain code quality and prevent bugs.
• Create and maintain detailed documentation of software features to provide reliable references and facilitate onboarding.
• Version Control Management to manage codebase changes and facilitate collaboration.
• Conduct code reviews and perform testing to ensure high code quality and identify issues early.

Qualifications

Benefits

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

PayJoy Principles : Finance for the next billion

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