Senior Analytics Manager

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy's point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

As a Senior Analytics Manager for PayJoy's Phone Finance and Consumer Product, you will use data to accelerate PayJoy's growth by optimizing operations and quickly scaling Credit Line and Credit Card products. You will be directly responsible for owning the measurement of key metrics that enable the product to scale. You will be partnering closely with Go to Market and Product teams and collaborating cross-regionally to drive business insights. The right candidate will exhibit ownership of the process from end to end; you are not only measuring what they are told by the business but working collaboratively to develop testable hypotheses that drive rapid scale. PayJoy is committed to the goal of building a dynamic, diverse team, and strongly encourages applications from women and minorities.

Responsibilities

• Develop, measure and report operational the bottom-line impact to KPIs of PayJoy Phone Finance, Credit Line, and Credit Card growth initiatives
• Own the PayJoy Phone Finance, Credit Line, and Credit Card funnel KPIs
• Continually improve ongoing data pipelines to ensure complete and accurate reporting of data / metrics and simplify self-service support for business stakeholders
• Collaborate with Product / Eng, Marketing and Operations to drive the development of pipelines that provide single-source-of-truth foundational accuracy and ensure the impact of every growth initiative is measurable
• Use your unique data-driven perspective to propose, drive and measure the business impact of features, campaigns and operational improvements

Requirements

Preferred

Benefits

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion

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