About us
We redefine small business lending with diverse and adaptable financial solutions.
Job Summary
You will play a crucial role in making prudent lending decisions. Your primary responsibility will be to review and assess the creditworthiness of business loan applicants.
Key Responsibilities
- Credit Analysis : Conduct in-depth reviews of commercial and consumer credit bureaus to evaluate the credit history, credit scores, and payment behaviors of loan applicants.
- Financial Document Review : Scrutinize cash flow statements, business financials, and other financial documents to assess the financial health of prospective borrowers.
- Bank Statement Analysis : Review bank statements to verify the consistency of cash flow, business transactions, and financial stability.
- Risk Assessment : Assess the overall risk associated with each loan application.
- Loan Structuring : Collaborate with senior underwriters and loan officers to structure loans that meet the specific needs of borrowers while adhering to lending guidelines and risk management policies.
- Regulatory Compliance : Ensure all underwriting activities comply with applicable laws and industry standards.
- Communication : Effectively communicate with loan officers, customers, and partners.
- Documentation : Maintain accurate and organized records of all underwriting activities.
Requirements
Excellent English & Spanish proficiency.Bachelor's degree in finance, accounting, or a related field.Minimum of 2 years of experience in underwriting, preferably in business loans.Strong knowledge of commercial and consumer credit analysis.Familiarity with loan origination systems and underwriting software.