Business Loan Risk Analyst [24 / 10 / 2025]...

About Our Business

We are a leading provider of financial solutions to small businesses, empowering them to achieve their growth objectives.

Job Summary

You will play a key role in making prudent lending decisions, reviewing and assessing the creditworthiness of business loan applicants. This involves analyzing credit reports, financial documents, and bank statements to ensure that loans are issued to qualified and financially stable businesses.

This role operates in a hybrid work environment, with a combination of office-based (2 days) and remote work (3 days).

Key Responsibilities :

• Credit Analysis : Conduct in-depth reviews of commercial and consumer credit bureaus to evaluate the credit history, credit scores, and payment behaviors of loan applicants.
• Financial Document Review : Scrutinize cash flow statements, business financials, and other financial documents to assess the financial health of prospective borrowers.
• Bank Statement Analysis : Review bank statements to verify the consistency of cash flow, business transactions, and financial stability.
• Risk Assessment : Assess the overall risk associated with each loan application and make recommendations accordingly.
• Loan Structuring : Collaborate with senior underwriters and loan officers to structure loans that meet the specific needs of borrowers while adhering to lending guidelines and risk management policies.
• Regulatory Compliance : Ensure all underwriting activities comply with applicable laws, regulations, and industry standards.
• Communication : Effectively communicate with loan officers, customers, and partners to gather additional information and provide status updates on underwriting decisions.

Qualifications (Knowledge / Skills / Abilities / Experience)

We Offer