Financial Solutions Specialist [Inicio Inmediato]...

About us

We redefine small business lending with diverse and adaptable financial solutions.

Job Summary

You will play a crucial role in making prudent lending decisions. Your primary responsibility will be to review and assess the creditworthiness of business loan applicants.

Key Responsibilities

• Credit Analysis : Conduct in-depth reviews of commercial and consumer credit bureaus to evaluate the credit history, credit scores, and payment behaviors of loan applicants.
• Financial Document Review : Scrutinize cash flow statements, business financials, and other financial documents to assess the financial health of prospective borrowers.
• Bank Statement Analysis : Review bank statements to verify the consistency of cash flow, business transactions, and financial stability.
• Risk Assessment : Assess the overall risk associated with each loan application.
• Loan Structuring : Collaborate with senior underwriters and loan officers to structure loans that meet the specific needs of borrowers while adhering to lending guidelines and risk management policies.
• Regulatory Compliance : Ensure all underwriting activities comply with applicable laws and industry standards.
• Communication : Effectively communicate with loan officers, customers, and partners.
• Documentation : Maintain accurate and organized records of all underwriting activities.

Requirements