Merchant Credit Risk AnalystThe position involves evaluating merchant applications, assessing creditworthiness, and making informed decisions to minimize liability risk for the company.
Daily tasks include financial statement analysis, industry comparative research, and communication with merchants.Key Responsibilities : Evaluate merchant applications for creditworthiness and make sound decisionsConduct financial statement and industry comparative analysis on potential high-volume merchants and high-risk merchantsEnsure compliance with laws, regulations, corporate policies, and standardsAnalyze consumer credit bureau reports, public records, and bank filesCommunicate decisions effectively in both verbal and written communicationRequirementsTo be successful in this role, you will need to possess a strong understanding of finance and accounting principles, as well as excellent analytical and communication skills.Qualifications : Bachelor's Degree in Finance or Accounting or related fieldTypically minimum 1-2 years relevant experience in finance / accounting, credit, risk, or equivalent experience in a related field requiredAbility to read and analyze financial statements and credit reportsStrong analytical and problem-solving skillsExcellent communication and interpersonal skillsProficiency in computer programs used for daily work (MS Office, Google Workspace)BenefitsThis role offers a competitive compensation package, including a hybrid work arrangement with flexible working hours.Compensation Package : Monthly Gross Salary : 21,000 mxnHybrid scheme : 2 days in office - 3 days at homeWhat We OfferWe are committed to providing our employees with a positive and supportive work environment, fostering collaboration and growth opportunities.
Credit Analyst • Xico, Veracruz, México